I'll tell you what's insane about this.
You've paid with credit card for clothes you're wearing to a job you may not really want to get out of bed for.
You drive to your office in a jam incurring unnecessary costs in a car you're working your butt off to pay for.
You come back to a house only at night even though it takes 20% of your salary every month to pay off for 20 years.
Repeat this cycle for 26 days a month.
Now, are you Malaysians sane?