Showing posts with label Habits. Show all posts
Showing posts with label Habits. Show all posts

Thursday, October 09, 2014

3 levels of prosperity

To become more prosperous, we need to change on at least two levels. 

First, we must ensure our financial affairs are in order. 
We need an income that at least covers our expenses. 
And we need a foundation of habits, tools and skills so we achieve some financial stability in our day-to-day experience.

Second, we must become aware of the beliefs we hold around money and prosperity. 
If we unconsciously believe we are lacking in some way, then no matter what we do, we will unconsciously sabotage our own efforts to improve our finances.

And third, it's helpful to understand the spiritual principles that govern our level of abundance. Once we know those principles, we can work effectively within them to attract abundance to us.

"If you're prosperous in soul, you'll be prosperous in whole."
-- Mark Victor Hansen

by John & Patrice Robson of HigherAwareness.com.

Thursday, March 15, 2012

The 4 keys


"4 KEYS TO CONQUERING DISCOMFORT AND ACHIEVING EVEN GREATER SUCCESS"

by Bill Bachrach

In coaching advisors for more than 17 years, I’ve observed a key distinction between those who succeed at a high level and those who operate at a more mediocre level.

Successful advisors are willing to do uncomfortable things.

I’m talking about things that are uncomfortable for everyone. Successful people manage to do them, while those who aren’t succeeding at a high level will do just about anything to avoid the feeling of discomfort. I can understand why advisors don’t like to make cold calls; they’re uncomfortable for just about everyone (and we don’t recommend making them).

But I’ve noticed that many advisors are reluctant to do something even as simple as asking for, obtaining, and following up on referrals.

Recently, I took a week off to go on a very long bike ride. While my friends and I were logging over 100 miles a day and pushing ourselves up one hill after another, it occurred to me that very few people deliberately do things that make them uncomfortable.

In fact, most people are so self-conditioned to avoid discomfort that they think people who seek discomfort are stupid, reckless, or gluttons for punishment.

I often get just this kind of feedback when I tell people about my “vacation.”

When confronted with something uncomfortable, most of us just won’t rise to the challenge, even if it means failing to achieve our goals.

However, when we’re forced into an uncomfortable situation with absolutely no choice in the matter, we human beings have an incredible ability to rise to the occasion. People successfully move beyond being fired, going through divorce, and dealing with life- threatening illnesses, or surviving the death of a loved one.

Often they tell us, “It was the best thing to ever happen to me. I’m stronger, better, and more equipped to live a more productive, successful, and happy life.”

This is great news because it means we all have the capacity to handle discomfort.

We simply have to choose to harness it to achieve our goals.

So why do we avoid deliberately putting ourselves in “controlled” uncomfortable situations to make ourselves stronger, better, and achieve higher levels of success and happiness? More important, how can we do this on purpose so we can be stronger, better, more successful, and happier?

At the 1940 convention of the National Association of Life Underwriters, a gentleman by the name of Albert Gray said, “The common denominator of success—the secret of success of every man who has ever been successful—lies in the fact that he formed the habit of doing things that failures don’t like to do.” Gray’s words are often quoted within our industry, yet even more significant are the lines he spoke next: “The things that failures don’t like to do are the very things that you and I and other human beings, including successful men, naturally don’t like to do. In other words, we’ve got to realize right from the start that success is something which is achieved by the minority of men, and is therefore unnatural and not to be achieved by following our natural likes and dislikes nor by being guided by our natural preferences and prejudices.” In other words, successful people push themselves beyond their natural discomfort to do whatever is necessary.

When it comes to asking for referrals and following up, for example, I look at it as a necessity—you can’t build your business without it. As far as I can tell, there’s no comfortable method for filling your appointment calendar. But if you don’t have any experience doing the things that are optional and uncomfortable, you’ll probably tend to avoid them.

What discomfort are you avoiding that needs to be faced in order for you to be the success you’re really capable of being? Are you asking yourself “what if” questions that discourage you?

•What if I hire the staff I really need, but it doesn’t work out? (Implication: I’ve wasted time, effort, and money.)

•What if I confront a staff person who isn’t getting the job done and they quit? (Implication: I’m stuck doing paperwork for a while and I’m forced to go out and find the right person for the job.)

•What if I ask for referrals and I offend a client? (Implication: The client fires me and tells everyone in the community what a bad person and advisor I am.)

•What if I follow up on a referral and they don’t appreciate my call? (Implication: They call my client because they’re angry. Then the client gets mad that their friend is mad so the client fires me and tells everyone in the community what a bad person and advisor I am.)

]•What if I make that investment in my business and it doesn’t turn out like I hoped? (Implication: I’ve wasted my time, effort, and money.)

•What if I give a client bad advice? (Implication: The client fires me and tells everyone in the community what a bad person and advisor I am.)

If questions like these are standing between you and your success, stop asking such lousy questions and try these four ideas instead!

1. Ask better questions.

Maybe you’re focusing on the wrong bad things. The consequences of not asking for referrals and following up are much greater than the worst-case scenario your imagination can conjure up.

Instead of focusing on all the bad things that might happen if you do what needs to be done, ask yourself what will happen if you don’t do it. Here’s one answer: You’ll end up being mediocre. Which is worse: being mediocre or dealing with the discomfort required to be successful?

Mark Allen, the six-time Ironman Triathlon world champion, asks the question, “Are you willing to do the work that the goal requires?” If you’re not succeeding at the level you really want, you might want to spend some time thinking about that question. If you want to be a successful financial advisor—someone who has the right number of ideal clients to generate enough gross business revenue to live the life you want—are you willing to do what it takes?

2. Give yourself empowering answers.

As long as you’re talking to yourself anyway, why not focus on the positive? What are some amazing, incredible, fantastic things that could happen? What might happen when you consistently and effectively ask for referrals and follow up? What might happen when you have the right staff doing the right things? What might happen when you make that investment in your most valuable asset—yourself?

3. Stop making excuses.

It’s amazing how often I hear advisors say, “That successful person was just in the right place at the right time.” No, the truth is that nearly every successful person has worked hard and taken uncomfortable actions consistently and diligently over a long enough period of time to become successful today. Stop making excuses and choose to face the uncomfortable situations that will lead to your success. Instead of criticizing the people who have become successful, choose to do the work and join them.

4. Make it a habit to choose discomfort.

The next time you find yourself avoiding something just because it’s uncomfortable, do it anyway. This applies to both personal and business decisions. Have you been putting off a preventive or diagnostic medical procedure because you know it will be uncomfortable? Have you been avoiding a personal issue or uncomfortable conversation? Schedule that doctor’s appointment, mammogram, or colonoscopy. Visit that friend in the hospital. Talk to that family member about how you really feel. Make an appointment to draw up your will or trust. Join the gym and go workout, even if you don’t look perfect in your shorts! Yes, these things may be uncomfortable, but do them anyway. Practice choosing discomfort. It will eventually come more naturally to you and the results will inspire you.

Here’s the bottom line. To become an even more successful financial advisor, you’re going to have to do things that are uncomfortable. Remember the advice offered by Albert Gray and Mark Allen. Don’t let discomfort be the deciding factor in determining what you do or avoid doing. If you’re going to do anything significant in life, you must push past the discomfort. In doing so, you’ll also set a great example for people around you and earn their trust and respect.

Don’t be a salesperson. Be a Trusted Advisor.

Thursday, February 02, 2012

Who is that?

You may know me.
I’m your constant companion.
I’m you greatest helper.
I’m your heaviest burden.

I will push you onward or drag you down to failure.
I am at your command.
Half the tasks you do can be turned over to me.
I’m able to do them quickly, and
I’m able to do them the same every time.

I’m easily managed, all you have to do is to be firm, with me.
Show me exactly how you want it done.
After a few lessons, I will do it automatically.

I’ am the servant of all great men and women.
And of course the servant of all the failures as well.

I’ve made all the great individuals who have ever been great.
And I’ve made all the losers too.

I work with all the precision of a computer,
and the intelligence of a human being.
You may run me for profit or you may run me to ruin.
It makes no difference to me.

Make me a strong part of your life.
Be easy with me and I will destroy you.
Be firm with me and I’ll put the world at your feet.

Who am I?

I am HABIT

Wednesday, May 20, 2009

How to be a good quitter

Last Saturday was my 35th birthday.
It was the beginning and end of some things in my life.
I usually give myself some reflection time on my birthdays.
Mostly, it's a post mortem of what I've done over the past 365 days.
Who I've helped, how I've improved etc.
I didn't get the time to do it because I worked half day. (Why take leave when it's only half day?)
Then went off for golf in the afternoon.
Harry, Dunstan etc threw me a dinner, then we adjourned to my place for a few rounds of 5-card stud poker. Which was good since they helped to finish the 2 cartons of beer that's been lying beside my fridge since Chinese New Year.
I've given up golf on weekends, unless it's a tournament thingy or function.
I've quit smoking. Which was something I did for 15 years. (Sorry, Daddy, I had to hide this habit from you because I know how much you detest smokers)
The first is because Elaine has asked me to stay home to take care of the boys.
The 2nd initiative is on my own. I've decided I really don't want to smoke anymore.
It's not helping my health nor my wallet.
I was astounded when my insurance agent told me that the loading premium for smoking is an additional 50% of my insurance policy. Imagine that!
What have I begun?
I have started to see the light. I never thought my mind could be that clear, but it now feels like every single thought of mine has a piercing clarity.
I know what I'm doing.
I know where I'm heading.
Life / God may throw some obstacles my way, but how I overcome them eventually will be the stories that make life interesting.
A toast to myself then, and to all friends and family.
I'll leave today with a quote from one of my favourite movies, "Hitch".

Never lie, steal, cheat, or drink.
But if you must lie, lie in the arms of the one you love.
If you must steal, steal away from bad company.
If you must cheat, cheat death.
And if you must drink, drink in the moments that take your breath away.
- Alex Hitchens (Will Smith)